Lusaka province inancial inclusion. Phiri}, year={2021 #13March2024 an extraordinary day for our financial sector - the launch of the National Financial Inclusion #Strategy (NFIS) II, a renewed commitment… Shared by Mubanga Kondolo Jr View Mubanga’s full profile DOI: 10. View Kampamba Mabuluki’s profile on LinkedIn, a professional community of 1 billion members. The geographic distribution of respondents across provinces reflects differences in the density of population. <br>Currently working within industry as DFS Expert and Financial Inclusion for all especially women and Youth. The major project under WIN is the Increasing Financial Inclusion of Women and Youth with an overall objective of increasing financial inclusion and financial capa-bilities of women and youth. Financial inclusion has the potential to improve individual and household welfare, spur small enterprise activity, increase economic growth and Jul 16, 2024 · He was speaking in Lusaka yesterday during the National Planning launch of the 2025 to 2027 Medium Term Budget Plan and 2025 Budget for health institutions across Lusaka Province. Kwacha Loans is a community lending initiative that provides financial services in Lusaka Province. This system offers financial services to individuals and firms (World Bank, 2014). 2%) in rural areas, resulting in a gap of 29. It does not seem a large step to argue that they could help increase financial inclusion, especially considering their importance in the dissemination of information and provision of financial services, particularly the infrastructure. 1% Investing in Stocks 4 2. At provincial level, financial inclusion was highest in Lusaka (87. Demirgüç-Kunt and Klapper (2013) define financial inclusion as 'the use of formal financial services' by these individuals and firms. H1: Financial institutions do contribute to failures of SME. 5312 and no. co. , 2012). Environmental and Social Inclusion Specialist (PPCR-Zambia & TRALARD) · John has over Fifteen (15) years experience in development planning and has a passion for mainstreaming cross-cutting issues such as Gender, HIV/AIDS and Climate Change in development. However, it is the most populated and densely populated province in Zambia, with a population of 3,079,964 as of 2022 and a population density of 140 persons per km 2. We help rural families, women, youth, low income people, and other households in Zambia to Jan 31, 2019 · These results can also be observed when sub-dimensional indexes of financial inclusion are tested, including financial accessibility and availability. I have also acted as a Verbatim Scribe, Founder, Head of Content, CEO. Survey indings showed that Lusaka Province had the highest level of inancial inclusion amongst all the provinces at 87. 1% 13. Connect Happy Sianga ( MSc, BSc, MCIPS, CISCM, CIMA) REGIONAL HUB MANAGER at MEDICAL STORES LIMITED financial inclusion, supply chains . FSD Zambia | 13,171 followers on LinkedIn. Specific tasks performed include: • Desk review of international best statistical practices for collection and analysis of Financial Inclusion Lusaka, Lusaka Province 13,162 followers Expanding financial inclusion. The Centre for Strategy and Evaluation Services (2010) alludes that financial inclusion's objective is to Nov 1, 2021 · Having an account with a financial institution or a mobile money provider is the standard measure of financial inclusion and, as such, Uganda looks like a case of almost complete financial inclusion. Thirty-three User technology adoption variables relating to factors that affect MMS usage were identified, and Factor analysis was used to extract the key factors using principal component analysis. The Permanent Secretary said in the 2025 National Budget, there is need to consider prioritizing investments in climate resilience programs. Government through the National Financial Inclusion Strategy has set a target to increase the financial inclusion measure from 59 percent in DEADLINE FOR APPLICATIONS 12 September 2024-23:59-GMT+02:00 Central Africa Time (Lusaka) WFP celebrates and embraces diversity. Inception Meeting (1) Financial Inclusion Project 2022 Establishment of international best practices in financial inclusion statistics and development of statistical methodologies to guide collection and analysis of financial inclusion data in SADC region. N. Keen to lead diverse teams of professionals to new levels of success in a variety Jul 27, 2018 · In this paper, financial inclusion is defined as a delivery of useful and affordable financial services at affordable costs to disadvantaged and low-income people in a sustainable way (Muzigiti and Schmidt, 2013; World Bank, 2017). COPPERBELT PROVINCE. My honours degree equips me with strong technical skills in areas of financial reporting, management accounting, corporate and individual income taxation, auditing and DOI: 10. Expanding financial inclusion | Financial Sector Deepening Zambia (FSDZ) is a Zambian organisation working closely with key players throughout the economy to ensure that all Zambians are financially healthy, particularly the most excluded and underserved. 5 (July 2011): 613–28. It is committed to the principle of equal employment opportunity for all its employees and encourages qualified candidates to apply irrespective of race, colour, national origin, ethnic or social background, genetic information, gender, gender identity and/or Abstract. <br><br>• Committed to continuous learning | Strategic Marketing & Brand Innovation Leader |Corporate Social Impact Advocate | Keynote Speaker | Moderator | Thought Leader | Next-Gen Mentor | · With over a decade of experience, I am a versatile and seasoned Strategic Marketer, Brand, Communications and Business Development expert. Join the Kwacha dream. Last Drop Wellness, Chief Outlier, Primary Bibliotherapist, Anti Hero Digital Content Producer, Civic Leader, Bibliotherapist, Business/Lifestyle/Financial Journalist, · Location: Lusaka · 466 connections on LinkedIn. We help rural families, women, youth, low income people, and other households in Zambia to Jul 4, 2024 · This includes programmes aimed at improving (a) public policies to reduce child poverty; (b) social protection coverage and impact on children; (c) the transparency, adequacy, equity and efficiency of child-focused public investments and financial management; and (d) governance, decentralization and accountability measures to increase public Email: info@zambianbusinesstimes. The project is derived from the Lusaka Sanitation Program that was conceived from the Lusaka Sanitation Master Plan. 2. Finance Industry professional with over a decade of experience in Banking focused on the development and marketing and sales of financial products. The level of financial inclusion was estimated at 83. <br>- Recognition by an African Magazine called “Financial Inclusion Africa”, June 2021 Edition published in West Africa for growing Experience: SME Digital Financial Inclusion Program, Comesa Business Council · Education: Harvard Business School · Location: Malawi · 500+ connections on LinkedIn. His diverse industry expertise and skills include: Micro-finance Banking and Financial Inclusion (including Mobile Money etc), Small and Medium Enterprise (SME) program management FINANCIAL INCLUSION The Reserve Bank of Zimbabwe (RBZ), the country’s central bank, is rolling out a comprehensive National Financial Inclusion Strategy (NFIS) that aims to increase access to affordable and appropriate formal financial services from 69 percent in 2014 to at least 90 percent by 2020, and to increase the proportion of banked Experienced Accountant | Entrepreneur | Driving Financial Excellence and Business Growth · Chabala Kapansa - ACCA, AZICA Financial Services | Audit | Consultancy | Entrepreneur | Corporate Governance |<br>Experienced and versatile professional with strong planning as well as people and management skills. View Charity Chitalu Mwanza’s profile on LinkedIn, a professional community of 1 billion members. Get notified about new Senior Investment Officer jobs in Lusaka -- · Education: Zambia center for accounting studies university · Location: Lusaka · 32 connections on LinkedIn. 1% Investing in Government Bonds 4 54 Not important Somewhat important 20. Ascertaining factors Together we can. <br><br>John is currently working as Environment and Social Safeguards specialist for the PPCR and TRALARD Projects funded Educational Management Professional | Civic Education Advocate · As a graduate with a Bachelor's degree in Educational Administration and Management with Civic Education from the University of Zambia, I have built a solid foundation in educational leadership and civic engagement. 1. 0 FINANCIAL INCLUSION Lusaka, ZAMBIA Tel: +260-211-257-178 Website: www. Additionally, the Government through the Zambia’s National Financial Sep 1, 2019 · Results from the FinScope Zambia 2015 Survey indicate that the country has so far attained 59 percent financial inclusion. 16, issue 7, 104 Abstract: This article presents a study of factors affecting the usage of mobile money services (MMS). <br><br>;Currently heading the Agency Training function in Zambia’s no. · Location: Lusaka Province. May 28, 2020 · 1 Introduction. 4%) and Copperbelt (79. 1080/1540496X. We help rural families, women, youth, low income people, and other households in Zambia to Determinants of Financial Inclusion Financial inclusion can improve national output if it involves a large share of the population (Naceur et al. SMEs – defined as businesses employing fewer than 100 workers – represent the majority of surveyed firms in the three main economic sectors: 90% in the The core mandate for LWSC is to supply water and sanitation services to Lusaka Province. Financial inclusion could affect economic development positively at the household, firm, and national levels. The components of financial inclusion can be shown graphically below in figure 1. 1598370. This compares to financial inclusion rates of 72 % in Kenya and 43 % in Uganda. Managing Director at Altus Financial Services Ltd · Experience: Altus Financial Services Ltd · Education: Frankfurt School of Finance & Management · Location: Lusaka Province · 500+ connections on LinkedIn. View Ziwase Mukandi’s profile on LinkedIn, a professional community of 1 billion members. View Michael Mbulo’s profile on LinkedIn, a professional community of 1 billion members. This paper investigated the threshold effect of financial inclusion on poverty reduction in sub-Saharan Africa (SSA). g. <br><br><br> Key Skills & Competencies<br>• Solid foundation in financial management, auditing, and accounting principles. zm National Financial Inclusion Strategy 2017–2022 iii FOREWORD This National Financial Inclusion UNICEF Lusaka, Lusaka Province, Zambia Social Policy Officer (Advocacy & SBC) NO2, Temporary Appointment, 6 months, Lusaka, Zambia UNICEF Lusaka, Lusaka Province, Zambia FSD Zambia | 13,161 followers on LinkedIn. <br><br>My Unique Value Addition is to effectively conceptualize Strategic Plans through This has resulted in Zambia growing Financial Inclusion from 39 % before 2015 to 69 % in 2020. 16(7), pages 104-104, February. Lusaka, Lusaka Province 13,151 followers Expanding financial inclusion. The core mandate for LWSC is to supply water and sanitation services to Lusaka Province. I possess concrete knowledge of International Accounting Standards, Generally Accepted Accounting Principles as well as International Financial Reporting Standards. "Factors Affecting Usage of Mobile Money Services and Their Impact on Financial Inclusion: Case of Lusaka Province," International Journal of Business and Management, Canadian Center of Science and Education, vol. 1 According to the World Bank, financial inclusion refers to individuals and businesses having access to affordable and valuable financial products and services that meet their needs. 8% (2015, 50. The study attempted to identify the major challenges and opportunities for mobile banking development in Ethiopia. Nov 5, 2015 · Use of mobile phone for inclusive finance is very crucial for countries where most of the population is unbanked or underbanked. Moreover, we find that the speed of financial networks’ expansion and the education disparity between rural and urban areas are two possible reasons to explain the short-run increase. We help rural families, women, youth, low income people, and other households in Zambia to Beneficiaries’ Level of Importance to the financial inclusion determinants Table 3: Beneficiaries’ Level of Importance to the financial inclusion determinants Not very important 0. This entails engaging in DFS and mobile money market enhancements to increase the adoption and utilization of digital financial services for financial inclusion. Phiri}, year={2021 Lusaka Province, Zambia. Introduction. Livelihood and Financial Inclusion Officer DAI Apr 2020 - Feb 2023 2 years 11 months. mof. Only 25% out of the 2. The strength and stability of the model are examined to Jun 23, 2021 · Financial Inclusion, Financial Literacy and Economically Vulnerable Populations in the Middle East and North Africa, Emerging Markets Finance and Trade, DOI: 10. Accounts Assistant | BSc in Accountancy | ACCA Strategic Level | MBA Finance & Financial Engineering Candidate | FMVA | BI & Data Analytics | AI Fundamentals | Experienced in Credit Control & Financial Analysis · As a dedicated finance professional with a robust background in accounting, financial analysis, and data analytics, I bring a unique blend of skills and experience that Lusaka Province falls under the Office of the President and has statutory functions as stated under the Government Gazette Notice No. Lusaka office Plot no. Using an annual dataset spanning 2010 to 2017, the Hansen’s estimation and Differenced generalized method of moments (GMM) methods were used to estimate the threshold level of financial inclusion that will reduce poverty and factors that influence financial Soil Science Student at the University of Zambia|| Climate Change Advocate|| Public Speaker|| Entrepreneur · Experience: EHEMPHOUSE ZAMBIA LIMITED · Education: The University of Zambia · Location: Lusaka · 345 connections on LinkedIn. Lusaka Province has a population of approximately, 4. REGISTERED OFFICES Head Office Bank Square, Cairo Road P. He is an MBA Graduate (University of Reading, UK) and a Chartered Accountant with over 25 years work experience in Africa and Asia. View Buumba Chityaba’s profile on LinkedIn, a professional community of 1 billion members. An exploratory research design is utilized as the area of the study is fresh and requires a better understanding of the situation. “Financial Inclusion and Development”, Journal of International Development 23, no. Oct 7, 2022 · Lusaka - Zambia: Minister of Technology and Science, Felix Mutati says Zambia is on the right track with attaining financial inclusion. Since its incorporation, the kwacha team Strives to help people get Loans using their cars as a security and enables them to keep driving their vehicles while they are servicing their Loans. 1 Life Assurance Company focussed on activating an elite agency sales force. v16n7p104 Corpus ID: 235657474; Factors Affecting Usage of Mobile Money Services and Their Impact on Financial Inclusion: Case of Lusaka Province @inproceedings{CollinsNjele2021FactorsAU, title={Factors Affecting Usage of Mobile Money Services and Their Impact on Financial Inclusion: Case of Lusaka Province}, author={Chanda Collins Njele and John Tox J. 6million, of which 2. Harare and Mashonaland Central Province among small and medium Award Winning CFO | Top 100 Career Women in Africa 2024| Driving Financial Stability and Growth | Advocating Gender & Climate Action Solution · With over eight years of experience as a CFO at COMACO, I have established and implemented financial policies, procedures, and programs that ensure the company's sound financial accounting structure and social impact. Phiri}, year={2021 Technical competencies in sub-sectors relevant to livelihoods programming e. Copperbelt office Credit and Finance Professional |Development Practitioner | SDG 4. Factors Affecting Usage of Mobile Money Services and Their Impact on Financial Inclusion: Case of Lusaka Province. View Samantha Malambo’s profile on LinkedIn, a professional community of 1 billion members. This has been echoed by international as well as national bodies. Jun 30, 2022 · The project aims at improving the financial health of 750 persons with disabilities as well as increasing access to financial services of 750 caregivers of persons with disabilities in Chipata, Chadiza, Katete, Nyimba, Petauke, and Sinda districts of Eastern province, Zambia. 3%) in urban areas and 54. , 2011) and assisting smokers to quit (Whittaker et al. Access, quality, usage, and welfare of financial services are measured in financial inclusion. The private health sector can complement public sector providers as service providers under the NHI. As such, the NHI Management Authority seeks to accredit for-profit private healthcare facilities in the NHI. View Ken Simwaba’s profile on LinkedIn, a professional community of 1 billion members. 9%) provinces and lowest in the Western Province (40. The Bank of Zambia has also included financial inclusion as the second pillar in its 2020 – 2023 The unemployed and low income people find themselves excluded from financial services offered by financial institutions due to access barriers. 1 Graduate School of Business, Universi ty of Zambia, Lusaka, Zamb ia . Identifying factors that hinder SMEs in Lusaka from obtaining funds from financial institutions for various business. In 2018, I founded Edupay Group a FinTech start-up that aims at ensuring that every family, despite their socio-economic status has the ability to access education and ensure a secure future for Lusaka Water and Sewage Company (LWSC) proposes to undertake the Lusaka Sanitation Project (LSP) with potential financial assistance from the African Development Bank, World Bank, German Development Bank and European Investment Bank. 5 million people have access to improved sanitation (NWASCO, 2020). 5 million reside in Lusaka city. com Phone: +260 977 754 890, +260 974 444 051. . This study seeks to provide a systematic analysis of the form and nature Jun 18, 2021 · on Financial Inclusion: C ase of Lusaka Province . 0% compared to a gap of 20. View Lontia Ng’andu’s profile on LinkedIn, a professional community of 1 billion members. Jetty is a multi-skilled business professional with international experience. 50, Lunsenfwa Road, Kalundu, Lusaka. The study adopted a survey design and covered Lusaka Central Business District in Lusaka Province of Zambia. Chanda Collins Njele and Jackson Phiri. 2991/978-94-6463-008-4_46 Financial inclusion is a prerequisite to economic development. Dec 6, 2022 · The Effect of Financial Literacy and Financial Inclusion on MSMEs Performance: (Case Study in MSMEs Assisted by SME & IKM DPW North Sumatra Province) December 2022 DOI: 10. It is the smallest in terms of land area, covering 21,896 km 2. 0% Depositing Money 0 0. Lusaka Province is one of the ten provinces of Zambia. importance of financial inclusion as an enabler of economic development. 7%). 2019. Feb 28, 2020 · PDF | AN ASSESSMENT OF THE IMPACT OF MOBILE FINANCIAL SERVICES ON FINANCIAL INCLUSION AND ECONOMIC DEVELOPMENT IN ZAMBIA | Find, read and cite all the research you need on ResearchGate Research the country has over 73% mobile phone users and this creates an opportunity for mobile based financial inclusion. This article presents a study of factors affecting the usage of mobile money services (MMS). financial inclusion, employment, entrepreneurship, private sector development, local economic development, poverty Studied law at the University of Zambia and co- founder of Youth in Action for Disability Inclusion in Zambia. Aug 4, 2022 · the local authorities in Lusaka and satellite districts. Thirty FIG has three main objectives: 1) financial inclusion; 2) servicing the real economy; and 3) mobilizing third-party resources. of all sizes in three provinces: Lusaka, Copperbelt and Central Zambia. 0% Having Insurance Policy 0 2. I currently work as a Trade Finance Consultant at Euro Exim Bank, where I explain products and solutions to clients, perform Recommendations The above findings provide a basis for the following Recommendations 1) It will be important for reporting on Zambia’s level of financial inclusion to clearly isolate and communicate the 38 percent formal inclusion as this is more relevant for policy formulation and development planning; 2) In view of the limited levels of May 27, 2022 · Background In 2019, Zambia introduced the national health insurance (NHI) as a healthcare financing strategy to increase universal access to health care services. It is implemented through three separate grant agreements with Catholic Relief Services, Restless Development and AgriFin Accelerate, which in Employment Type: Full-time & Permanent Location: Remote based in Africa Salary Range: USD 13,000 - 21,000 per annum About Cobblestone Energy Cobblestone Energy is an energy trading company specialising in the European Gas and Power markets. Mobile phones have been credited inter alia with helping to control diabetes (Liang et al. Mar 25, 2021 · Abstract. All 2024 jobs in Lusaka Province on Careerjet. Chanda Collins Njele 1 & Jackson Phiri 2. Bubile Shonga, Financial Inclusion Expert, Beatrice Nkanza, Past District Governor Lucie Kasanga, Disability Inclusion Consultant, Rachel Chomba and the youth representative was Florence Mulenga. Project Management Consultant | SME Development · Experienced development professional with a robust seven-year track record in the development sector, leading and contributing to initiatives aimed at empowering societies and driving impactful socio-economic development. Mr Mutati has since Every step is propelled by my enthusiasm for the field and a relentless pursuit of excellence. The Province is headed by the Provincial Minister who is the political representative of the Government. 8% (2015, 70. 2 The Global Findex Database [1] reveals that many developing Providing inclusive Digital Financial Services (DFS) that reach more people at a lower cost, with great convenience and easy access through supporting market development. Lusaka, Lusaka Province, Zambia Location: Lusaka Province · 500+ connections on LinkedIn. Transformational leader with a demonstrated history of working on digital transformation… · Experience: HITALYS CONSULTING SERVICES · Education: Herriot Watt · Location: Lusaka · 500+ connections on LinkedIn. zm, the search engine for jobs in Zambia Trade Finance Consultant @ Euro Exim Bank | Banking Expertise · With over 10 years of experience in the banking industry, I have developed a diverse set of skills and competencies that enable me to provide effective solutions for clients in various segments and markets. Mar 29, 2024 · The discussant were Minister of Central Province, Hon. <br><br>• Proficient in data analysis, financial accounting, and audit procedures. <br><br>Multi Award winning Personal Finance Educator and Financial Literacy Content FSD Zambia | 13,167 followers on LinkedIn. Your key job responsibilities as the Chief Financial Officer in Lusaka, Zambia will include: Get email updates for new Chief Financial Officer jobs in Lusaka, Lusaka Province, Zambia. Bachelor's degree in HRM · Working for Standard Chartered Bank as a Branch Sales and Service Executive. This study investigates the relevant factors that affect poverty reduction in developing countries through financial inclusion. May 13, 2023 · This study aims to quantify the impact of mobile money services on financial inclusion, focusing on EVC-PLUS services in Somalia. Handle: RePEc:ibn:ijbmjn:v:16:y:2023:i:7:p:104 Jan 1, 2020 · The main purpose of this study was to examine the determinants of financial inclusion among social cash transfer beneficiaries in Lusaka District. I am always happy to mention that am a disability rights Advocate. 1% in 2015. O. 5539/ijbm. Celebrating Women in Financial inclusion in Africa We love you👩👩👦👦 #internationalwomensday2024 #internationalwomensday #womeninfinance… Liked by Faith Kapesa Let's dive deep into the first pillar of my 2024 EIZ presidency manifesto. As a result, the National Financial Inclusion Strategy (NFIS) 2017 – 2022 was developed to accelerate progress towards an inclusive, stable and competitive financial sector. 4 percent, driven mainly by the uptake of mobile money services. with the United Nations World Food Programme (WFP) increased financial inclusion and economic empowerment of women, training 47,489 women of reproductive age to participate in Village Savings and Lending Associations during the reporting period and bringing the total trained in the programme to 126,660 (87 per cent of programme target). Princess Kasune MP, High Court Judge Hon. MarcTina Consultancy Lusaka, Lusaka Province, Zambia 1 month ago Be among the first 25 applicants See who MarcTina Consultancy has hired for this role Chanda Collins Njele & Jackson Phiri, 2023. Access to Quality Education | Transformational Leadership · <br>I am Strategic thinker with a keen entrepreneurial interest. View Charles Sichilima’s profile on LinkedIn, a professional community of 1 billion members. Box 30080, Lusaka, 10101, Zambia Tel: (+260) 211 399300 4. Follow View all 33 employees Expanding financial inclusion | Financial Sector Deepening Zambia (FSDZ) is a Zambian Nov 8, 2017 · By 2022, the financial inclusion strategy aims to meet its targets, such as an increase in Zambia’s overall financial inclusion rates—from 59 percent now to 80 percent in 2022 (this includes formal and informal financial services)—and an increase in formal financial inclusion from the current 38 percent to 70 percent. , 2015). A sample of 385 respondents was examined, and regression methods were employed to estimate the model parameters. · Experience: The World Bank · Education: University of Lusaka · Location: Lusaka · 114 connections on LinkedIn. Phiri}, year={2021 Proficient Programs Manager and Agricultural Economist with 13 years’ experience initiating, leading, managing and implementing multisectoral Market Systems and Development Aid Programs in Gender and Women Economic Empowerment, Rural and Agricultural Finance, Rural Development, Food and Nutrition Security, Financial Inclusion and Environment in Zambia. Follow View all 35 employees Expanding financial inclusion | Financial Sector Deepening Zambia (FSDZ) is a Zambian Mar 24, 2018 · Copperbelt Province Permanent Secretary Bright Nundwe. Accountant · I am an enterprising accounting professional. Feb 28, 2022 · According to Zambia’s National Financial Inclusion Strategy paper for 2017–2022, only about 60 % of Zambians have access to financial services, and nearly two-thirds of those who have access don’t use those services. International Journal of Business and Management, 2023, vol. DOI: 10. However, we challenge this view and show what policy could do to achieve financial inclusion on equal terms for all groups in society. View William Mpinganjira’s profile on LinkedIn, a professional community of 1 billion members. Sarma, Mandira, and Jesim Pais. World Vision Zambia 3 years 6 months Lusaka Province, Zambia Jan 11, 2021 · Financial inclusion ensures financial products and services at reasonable rates for individuals and aims to introduce unbanked people into banking and financial services. View Mulenga Musonda’s profile on LinkedIn, a professional community of 1 billion members. My academic journey was marked by rigorous coursework and active participation in extracurricular activities FSD Zambia | 12,353 followers on LinkedIn. Establishing ways of mitigating challenges for the betterment of SMEs. Dec 21, 2014 · Former Programme Coordinator at Rural Finance Expansion Programme · Experience: Rural Finance Expansion Programme · Education: University of bath · Location: Lusaka Province · 259 connections on LinkedIn. Director - Social Inclusion and Innovation at USAID-EDGE · Experience: ACDI/VOCA · Education: Copperbelt University · Location: Lusaka Province · 101 connections on LinkedIn. The study reveals Lusaka province of Zambia. 500+ connections on LinkedIn. gov. View Rose namukwai’s profile on LinkedIn, a professional community of 1 billion members. Figure 1: Components of financial Inclusion Source: FinScope Zambia, 2009 From the 1990s and through to the mid 2000s, a lot of large banks in Zambia closed their rural branches in preference for urban and corporate clients in the big cities. and schoolThere is a strong conviction the findings from the study are current, relevant, and valuable and can positively contribute towards resolving a myriad of Gender, Youth and Development Expert · Experience: Orbis International · Education: University of Zambia · Location: Lusaka · 282 connections on LinkedIn. n Research hypothesis H0: Lusaka SMEs are struggling to raise finances for business expansion. Proficient in project design, program delivery, and strategic planning, with expertise in entrepreneurship and strategy Dec 1, 2023 · 1. Innovation and Policy Specialist || Development Economist · Experienced analyst working at the intersection of policy and innovation with the goal of supporting an enabling environment for digital transformation and inclusion. 58 of 2004. durclphmcqoodmetfilfujxhcnjhtwbfkjtuuziplzlxjn